How to Get a Debit Card in Online Banking?10 min read

How to Get a Debit Card in Online Banking?10 min read

The procedure for applying for a debit card used to involve going into your bank’s branch during business hours. 

Luckily, online banking means you can apply and get a debit card right from your home. The bank that simplifies online debit cards is The Kingdom Bank.

The Kingdom Bank is an electronic banking service that makes electronic banking payments across the globe. Private banking, corporate banking, crypto banking, and others are among the services we offer. 

A licensed and regulated offshore bank, The Kingdom Bank makes it possible for its customers worldwide to keep track of their money online.

Let’s find out how to apply for a debit card from The Kingdom Bank’s online banking service without visiting a branch in this article.

What is Required to Get a Debit Card in Online Banking?

Applying for an online debit card from The Kingdom Bank is easy and smooth. Here are the basic requirements:

• Valid online checking or savings account – To attach a debit card, you’ll need a valid The Kingdom Bank online checking/savings account that is open. This offers the funds that the card will be able to use.
• Personal information – Enter your name, address, date of birth and other identity verification details while applying. The Kingdom Bank conducts security and compliance inspections.
• Funding– You need your account to have sufficient funds to pay the first verification deposits that may occur while completing your application. Otherwise, there’s no minimum balance to be met.
• Access on device– You’ll complete the application via The Kingdom Bank’s secure online banking system so you’ll require a computer, tablet or mobile phone.

That’s all that’s needed upfront. The aim of The Kingdom Bank is to make applying and receiving an online debit card as fast and simple as possible.

How to Apply for an Online Debit Card?

Now that you are aware of the basic requirements, here is how to apply for a debit card at The Kingdom Bank online:

1. Connect to your The Kingdom Bank online banking account.

Log in to the safe site using your login credentials. This ensures that any debit card can be connected to your logged-in account.

2. From the top menu, click on “Debit Card”.

Navigate to the debit card application via Payments or Cards from the home page of your online banking.

3. Provide your personal details

Enter your name, address and other data to verify yourself. Security audits are carried out on-the-spot by The Kingdom Bank.

4. Read and agree on terms and conditions.

Review The Kingdom Bank debit card contract and usage policy. Be sure to check a box to confirm your acceptance before you submit your application.

5. Verify your identity

The Kingdom Bank will also conduct a few identity checks, like security questions. This helps prevent fraud.

6. Your application is submitted

When it’s complete, your application is submitted to The Kingdom Bank. If approved, you’ll receive a virtual card as soon as it is approved to shop online. Your actual card will arrive in the mail within 7-10 business days.

What Type of Bank Account Should Be Opened to Get a Debit Card in Online Banking?

The following are some accounts that you can open at The Kingdom Bank to get an online debit card:

• Checking Account– An old-school interest-earning checking account opens your funds to your debit card for use in purchases and bills. It’s primarily intended for daily transactions.
• Savings Account – You can link a debit card to a savings account, but federal laws restrict how many times you can withdraw money from them per month. Better as a supplemental account.
• Money Market Account – Earns more interest than checking and can make unlimited deposits per month. It’s a decent hybrid account if you want something that’s easier to get access to than your standard savings account.
• Crypto Account– For people interested in digital currencies, The Kingdom Bank lets you link a debit card to an account with crypto funds such as Bitcoin. Use or cash out your coins at any merchant that accepts cards.

Can International Money Be Sent With an Online Debit Card?

An added advantage of The Kingdom Bank online debit cards is that it caters to the foreign money transfer requirements. Here are a few capabilities:

• Multi-currency balances – The Kingdom Bank accepts balances in USD, EUR and other foreign currencies. Use the money of your choice wherever you can get cards.
• Worldwide purchases– Buy online or in-store, anywhere Visa/Mastercard is accepted worldwide using the card. Pay with your account money.
• ATM access abroad – Your The Kingdom Bank debit cards allow you to use your card to pay local cash at partner ATMs when you travel. Pay ATM surcharges on your statement.
• Worldwide Transfers – Setup domestic or international bank transfers from your web-based banking platform to send money to any recipient around the world.

Can International Payments Be Made With a Debit Card?

In addition to offering international purchase and ATM withdrawals, as described above, The Kingdom Bank online debit cards provide multiple ways to send money abroad:

• Bill Payments – Pay your bill online, automatically or periodically from your online account to any merchant, utility, or service provider that accepts cards from anywhere in the world.
• Send Individual Transfers – Set up peer-to-peer money transfers with other individuals that have bank accounts elsewhere. Checks come directly to their account, usually within 1 – 3 business days.
• Surf the Internet– Using your The Kingdom Bank debit card number, secure online purchases, donations, or subscriptions outside of your country. Transactions process like normal.
• Money Remittance – Work with The Kingdom Bank’s remittance partners to transfer money to all over the world from your online account at very low exchange rates. Funds received within hours typically.

If you need a debit card to access your online banking, it doesn’t have to involve visiting the branch anymore. 

The Kingdom Bank’s online banking solution lets you apply and pay for virtual and physical debit cards safely and securely online – and access your local and international funds from any location, at any time. 

For those with a global financial or cross-border transactional need, The Kingdom Bank provides full-service digital banking via online debit cards.